Capitalcy
Find your funding inminutes.
Apply for business funding through Capitalcy's marketplace and receive your money in as little as 24 hours. Access up to $2M with no collateral required.
⚡ Limited Time: Get approved in 24 hours - guaranteed fast funding!
Get Your Free Quote
See how much you qualify for in 60 seconds
You're in good company.
Thousands of businesses have found fast, flexible funding through Capitalcy's marketplace. Join the businesses that chose us for their growth.
How much can I qualify for?
Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment.
Quickly estimate your funding options
Fill out the form to see your estimated funding range
*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business. This is not a guarantee of funding and should not be relied upon as an accurate assessment.
Fund whatever's next.
Whether you need to cover payroll, expand operations, buy equipment, or seize a growth opportunity, Capitalcy provides the flexible funding to make it happen.
Trusted by 8,000+ businesses nationwide
Capitalcy vs. Traditional Banks
See why smart business owners choose us
Traditional Banks
- • 30-90 day approval
- • Extensive paperwork
- • Perfect credit required
- • Collateral required
- • Fixed monthly payments
Capitalcy
- • 24-hour approval
- • Minimal paperwork
- • Bad credit OK
- • No collateral needed
- • Flexible daily payments
Other MCAs
- • 3-7 day approval
- • Higher factor rates
- • Limited funding amounts
- • Hidden fees
- • Poor customer service
Why Choose Capitalcy?
We make business funding simple, fast, and accessible for all types of businesses
Lightning Fast Approval
Get approved in as little as 24 hours with our streamlined process
No Collateral Required
Secure funding without putting your assets at risk
Flexible Repayment
Pay back through a percentage of daily sales - when you make money, we make money
Real Stories, Real Results
Hear directly from businesses we've helped grow
"Capitalcy approved us in 18 hours when our bank said no. We expanded our restaurant and doubled our revenue."
"Despite bad credit from my divorce, Capitalcy saw potential in my business and helped me buy new equipment."
"Seasonal cash flow was killing us. The flexible payments matched our sales perfectly. Stress-free funding!"
"Needed working capital fast for a big contract. Capitalcy came through when nobody else would."
"The application process was so simple. Had money in my account within 24 hours. Incredible service!"
Frequently Asked Questions
Get answers to the most common questions about our funding
What credit score do I need to qualify?
We work with businesses with credit scores as low as 500. We focus more on your business performance than personal credit.
How fast can I get funded?
Most approvals happen within 24 hours, and funding can be in your account the same day or next business day.
Do I need collateral?
No collateral is required. This is an unsecured advance based on your future credit card sales.
How do I pay it back?
Payments are automatically deducted as a small percentage of your daily credit card sales. When sales are slow, payments are smaller.
What if I want to pay off early?
You can pay off your advance early and receive a discount. There are no prepayment penalties.
Ready to Fuel Your Business Growth?
Join thousands of successful businesses who chose Capitalcy for their funding needs